[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.inkano.cz\/jak-nakladat-s-uspory\/#Article","mainEntityOfPage":"https:\/\/www.inkano.cz\/jak-nakladat-s-uspory\/","headline":"Jak nakl\u00e1dat s \u00faspory?","name":"Jak nakl\u00e1dat s \u00faspory?","description":"Jak jsme na tom s\u00a0\u00faspory a \u0161et\u0159en\u00edm? \u0158\u00edk\u00e1 se, \u017ee by ka\u017ed\u00fd dosp\u011bl\u00fd \u010dlov\u011bk m\u011bl m\u00edt rezervu ve v\u00fd\u0161i trojn\u00e1sobku platu. Budeme tedy \u0159\u00edkat, \u017ee<span class=\"more-button\"><a href=\"https:\/\/www.inkano.cz\/jak-nakladat-s-uspory\/\" class=\"more-link\">P\u0159e\u010d\u00edst<span class=\"screen-reader-text\">Jak nakl\u00e1dat s \u00faspory?<\/span><\/a><\/a>","datePublished":"2019-08-25","dateModified":"2023-06-06","author":{"@type":"Person","@id":"https:\/\/www.inkano.cz\/author\/#Person","name":"","url":"https:\/\/www.inkano.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/91b1fc57487c55a66a7777af0dd690bf69c571b4a9b15cda0db8854a78b7888c?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/91b1fc57487c55a66a7777af0dd690bf69c571b4a9b15cda0db8854a78b7888c?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"inkano.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.inkano.cz\/wp-content\/uploads\/img_a351668_w1966_t1566137865.jpg","url":"https:\/\/www.inkano.cz\/wp-content\/uploads\/img_a351668_w1966_t1566137865.jpg","height":0,"width":0},"url":"https:\/\/www.inkano.cz\/jak-nakladat-s-uspory\/","wordCount":441,"articleBody":"Jak jsme na tom s\u00a0\u00faspory a \u0161et\u0159en\u00edm? \u0158\u00edk\u00e1 se, \u017ee by ka\u017ed\u00fd dosp\u011bl\u00fd \u010dlov\u011bk m\u011bl m\u00edt rezervu ve v\u00fd\u0161i trojn\u00e1sobku platu. Budeme tedy \u0159\u00edkat, \u017ee by ka\u017ed\u00fd z\u00a0n\u00e1s m\u011bl m\u00edt \u00faspory od 60\u00a0000 CZK v\u00fd\u0161e. Pokud touto rezervou je\u0161t\u011b nedisponujete, doporu\u010dujeme V\u00e1m \u0161et\u0159it a pen\u00edze si odkl\u00e1dat stranou.A kam je to tedy to \u201estranou\u201c? Pokud u\u017e Va\u0161i finan\u010dn\u00ed rezervu m\u00e1te nebo jin\u00e9 \u00faspory, kde je m\u00e1te ulo\u017een\u00e9? M\u00e1te je snad doma pod kobercem, v\u00a0\u0161upl\u00edku nebo V\u00e1m le\u017e\u00ed ulo\u017een\u00e9 na b\u011b\u017en\u00e9m \u00fa\u010dtu nebo jste vyu\u017eili term\u00ednovan\u00e9ho vkladu, atd.? Mo\u017enost\u00ed je nes\u010detn\u011b.Nejd\u0159\u00edve bychom V\u00e1m cht\u011bli \u0159\u00edct, \u017ee nejm\u00e9n\u011b v\u00fdhodn\u00e9 a praktick\u00e9 je m\u00edt pen\u00edze ulo\u017een\u00e9 na sv\u00e9m b\u011b\u017en\u00e9m \u00fa\u010dtu s\u00a0ostatn\u00edmi pen\u011bzi, s\u00a0ostatn\u00edmi p\u0159\u00edjmy a v\u00fddaji. Na b\u011b\u017en\u00fd \u00fa\u010det by n\u00e1m m\u011bla p\u0159ich\u00e1zet na\u0161e mzda a dal\u0161\u00ed p\u0159\u00edjmy, pot\u00e9 bychom z\u00a0n\u011bj m\u011bli zaplatit v\u0161echny na\u0161e m\u011bs\u00ed\u010dn\u00ed a denn\u00ed v\u00fddaje, m\u016f\u017eeme si tam nechat n\u011bjak\u00fd obnos pro platby kartou, ale \u00faspory bychom m\u011bli p\u0159ev\u00e9st n\u011bkam jinam. Kam?\tKam \u010ce\u0161i nej\u010dast\u011bji investuj\u00ed sv\u00e9 \u00faspory?\u00a0\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 spo\u0159ic\u00ed \u00fa\u010dty\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 penzijn\u00ed p\u0159ipoji\u0161t\u011bn\u00ed\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 penzijn\u00ed spo\u0159en\u00ed\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \u017eivotn\u00ed pojistka\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 stavebn\u00ed spo\u0159en\u00ed\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 b\u011b\u017en\u00fd \u00fa\u010det\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 investice v\u00a0bance\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 investice mimo banku\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 doma v\u00a0\u0161upl\u00edku, pod kobercem\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 term\u00ednovan\u00fd vkladToto jsou nej\u010dast\u011bj\u0161\u00ed zp\u016fsoby, jak\u00fdmi \u010ce\u0161i ukl\u00e1daj\u00ed sv\u00e9 pen\u00edze. Pokud m\u00e1te vy\u0161\u0161\u00ed obnos pen\u011bz, o kter\u00e9m v\u00edte, \u017ee ho v\u00a0nejbli\u017e\u0161\u00ed dob\u011b nebudete pot\u0159ebovat, m\u016f\u017eete pou\u017e\u00edt term\u00ednovan\u00fd vklad s\u00a0vy\u0161\u0161\u00ed \u00farokovou sazbou. Pokud byste rad\u011bji v\u011bd\u011bli, \u017ee s\u00a0pen\u011bzi m\u016f\u017eete kdykoliv nakl\u00e1dat podle sv\u00e9ho uv\u00e1\u017een\u00ed, zvolte si rad\u011bji spo\u0159ic\u00ed \u00fa\u010det s\u00a0ni\u017e\u0161\u00ed \u00farokovou sazbou. Tak\u00e9 si m\u016f\u017eete nechat poradit v\u00a0bance a m\u016f\u017eete investovat. Pokud mysl\u00edte na svou budoucnost, bezpe\u010d\u00ed nebo byste r\u00e1di jednou postavili dome\u010dek, vyberte si n\u011bjak\u00fd druh poji\u0161t\u011bn\u00ed, p\u0159ipoji\u0161t\u011bn\u00ed nebo spo\u0159en\u00ed.Rozhodn\u011b V\u00e1s ale pros\u00edme, abyste nem\u011bli sv\u00e9 pen\u00edze jen tak polo\u017een\u00e9 v\u00a0hotovosti doma v\u00a0\u0161upl\u00edku nebo abyste je nem\u011bli na b\u011b\u017en\u00e9m \u00fa\u010dtu spolu s\u00a0ostatn\u00edmi pen\u011bzi na b\u011b\u017en\u00e9 v\u00fddaje.                                                                                                                                                                                                                                                                                                                                                                                        3.9\/5 - (9 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Jak nakl\u00e1dat s \u00faspory?","item":"https:\/\/www.inkano.cz\/jak-nakladat-s-uspory\/#breadcrumbitem"}]}]